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Insurance claims cannot cover these damages, which can have a negative impact on your health and well-being for the rest of your life.<br><br>In order to win a lawsuit, you have to prove that the liable party was negligent in a way. Negligence is defined as a failure to exercise the level of diligence that a reasonable person would use under the same circumstances. Negligent conduct could include driving without proper care, speeding up, driving a vehicle that has defective parts or not maintaining your vehicle properly.