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They could use this information to negotiate with the insurance company to reduce the amount of your bills.<br><br>Before settling your case, an attorney for car accidents can assist you with the cost of medical charges. Lawyers can negotiate with your insurance company to decrease the amount of medical bills you have to pay. If you don't have health insurance, the lawyer will look for other payment options.<br><br>Pain and suffering<br><br>Car crash victims typically experience various types of pain and suffering as because of the injuries they suffered. These include physical pain like broken bones or concussions, as well as aches and pains that aren't connected to the crash and emotional stress.<br><br>Although it can be difficult to quantify subjective damages, like pain and suffering, many victims discover that showing how the injury affected their lives is a strong way to show compensation for these intangible costs. Examples of this evidence include eyewitness accounts, photos which show the extent of injury, and medical documents.<br><br>To show how the accident impacted the life of a victim the lawyer may also utilize psychological tests results. This could include things like loss of enjoyment of life, fear and anxiety, depression, insomnia, irritability and even post-traumatic stress disorder (PTSD).<br><br>Another example of pain and suffering is the effect that the accident has affected the victim's ability to work. If the injuries keep the person from re-entering into the workforce, they may be unable to make a profit because of a decrease in income.<br><br>Finally, victims who have lost a loved one due to the accident could qualify for the loss of consortium claim. This means that the victim has lost companionship, and could have a lasting effect on their lives.<br><br>Two methods have been devised by insurance companies to calculate these intangible damages. 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