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Often known as PIP coverage, this is an insurance plan for cars that will pay the cost of your medical bills for the first six months following an accident.<br><br>Med Pay will pay for your medical expenses up to the limit of your policy, however you'll still have to pay any copays or deductibles associated with your health insurance plan. In certain states, you may be able to submit your medical bills to the health insurance company of the driver at fault company to be reimbursed.<br><br>If your auto insurance plan includes a health insurance plan, you should make it an obligation to submit medical expenses to this policy. If you do this the health insurance provider of the driver at fault can reimburse the cost of your medical expenses once they've been paid by a settlement or jury award. This is known as subrogation and is an essential element of any settlement.<br><br>Suffering and Pain<br><br>If you're involved with an accident, your injuries may be physical as well as emotional. 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They are typically more than compensatory damages.<br><br>Another form of compensation that could be obtained from a car accident lawyer is non-economic damage. These can include emotional distress and mental pain.<br><br>These damages can be severe and may have long-lasting effects. It can be difficult to work, socialize and live a full life.<br><br>It can take several weeks and a lot of money in medical and rehabilitative expenses to heal from a severe injury. Additionally, persistent injuries such as whiplash or concussions can cause long-term complications.<br><br>An attorney who handles car accidents can help you file lawsuits against the at-fault driver or their insurance company to recover the damages for you. 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