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The policies for trucks typically contain "pockets", or policies, that provide additional funds in the event of larger total damage than the policy limits.<br><br>Getting the most value from insurance coverages can be difficult, especially when insurance company adjusters are skilled at manipulating victims into making statements that reduce or even eliminate their right to recover. These statements can be taken out of context to make the victim admit fault, minimize injuries, or confuse the victim with the reality of their case.<br><br>Hiring an experienced Indianapolis truck accident lawyer who is familiar with laws of the state where your accident took place is the best way to stop these tactics. 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These include brokers from third parties manufacturers, third-party brokers, and even the trucking company.<br><br>If the driver was tired, or had a conviction for traffic violations in the past, they may be at fault for an accident. In many cases, these convictions affect the trucker's commercial driving licence (CDL).<br><br>The truck's brake system along with its maintenance and inspection history, and any design flaws that may have contributed to or caused the accident are other factors to be considered. If any of these conditions are present, your attorney will make sure that the defendants are held accountable for your injuries.<br><br>The speed of the driver is an additional factor that can cause truck accidents. Unskillful driving can cause devastating accidents, leading to brain injuries.<br><br>Other driving behaviors that could can lead to accidents include drinking and driving while drowsy. All of these are dangerous and preventable if truckers were screened correctly and provided with adequate rest and breaks.<br><br>Employers<br><br>Truck accident attorneys can assist victims in determining who is accountable for their losses. They can assist you in collecting evidence, like medical records and police reports. They can also aid you in negotiating with insurance companies and the driver's employer.<br><br>Truckers must adhere to federal and state regulations that include minimum speed limits, sleep requirements, and other regulations. They must adhere to these rules to ensure the safety of others on the road.<br><br>A trucker who breaks these laws could be liable for your accident. They could be held accountable for driving while under the influence of alcohol, drugs, or other substances.<br><br>Your attorney can investigate whether the company that hired your trucker had an history of hiring and retaining negligent drivers. 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These laws can be used to bring a negligence lawsuit against the trucking company or its insurance company.<br><br>The Federal Motor Carrier Safety Regulations (FMCSR) set out a range of duties on trucking companies that are essential for a successful lawsuit following an accident. This includes the requirement of background checks and restricting scheduling for rest periods among other things.<br><br>For instance, if a trucking company fails in its duty to monitor the driver's driving record, or fails to follow the guidelines for testing drugs and regulations, it could be held accountable for any subsequent accidents caused by that driver.<br><br>These regulations are complicated and require an experienced trucking lawyer who is knowledgeable of them. 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